{"id":6257,"date":"2023-11-14T10:00:05","date_gmt":"2023-11-14T02:00:05","guid":{"rendered":"https:\/\/www.orlig.com\/?p=6257"},"modified":"2023-11-14T10:00:08","modified_gmt":"2023-11-14T02:00:08","slug":"raise-your-game-spotlights-cx-challenges-in-cambodian-banking-sector","status":"publish","type":"post","link":"https:\/\/orlig.com\/km\/raise-your-game-spotlights-cx-challenges-in-cambodian-banking-sector\/","title":{"rendered":"\u201c\u1794\u1784\u17d2\u1780\u17be\u1793\u17a0\u17d2\u1782\u17c1\u1798\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u201d \u1795\u17d2\u178f\u17c4\u178f\u1791\u17c5\u179b\u17be\u1794\u1789\u17d2\u17a0\u17b6\u1794\u17d2\u179a\u1788\u1798 CX \u1780\u17d2\u1793\u17bb\u1784\u179c\u17b7\u179f\u17d0\u1799\u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17d4"},"content":{"rendered":"<p>\u1780\u17b6\u179b\u1796\u17b8\u1790\u17d2\u1784\u17c3\u1791\u17b8 2 \u1781\u17c2\u179c\u17b7\u1785\u17d2\u1786\u17b7\u1780\u17b6 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 ORLIG Sdn Bhd \u1794\u17b6\u1793\u178a\u17b9\u1780\u1793\u17b6\u17c6\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u178e\u17cd\u1798\u17bd\u1799\u1793\u17c5\u17af Hyatt Regency Phnom Penh \u1780\u17d2\u179a\u17c4\u1798\u1785\u17c6\u178e\u1784\u1787\u17be\u1784\u1790\u17b6 &quot;RAISE YOUR GAME&quot; \u178a\u17c4\u1799\u179f\u17a0\u1780\u17b6\u179a\u1787\u17b6\u1798\u17bd\u1799 CTAPPS MSC Sdn Bhd \u1793\u17b7\u1784 eCam Solution Co., Ltd.<\/p>\n\n\n\n<p>\u17a2\u17d2\u1793\u1780\u1785\u17bc\u179b\u179a\u17bd\u1798\u1780\u17d2\u1793\u17bb\u1784\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u178e\u17cd\u1793\u17c1\u17c7\u1798\u17b6\u1793\u178f\u17c6\u178e\u17b6\u1784\u1798\u1780\u1796\u17b8\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u1792\u1793\u17b6\u1782\u17b6\u179a\u179b\u17d2\u1794\u17b8\u17d7\u1780\u17d2\u1793\u17bb\u1784\u1794\u17d2\u179a\u1791\u17c1\u179f\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6 \u178a\u17bc\u1785\u1787\u17b6\u1792\u1793\u17b6\u1782\u17b6\u179a\u179f\u17d2\u1790\u17b6\u1794\u1793\u17b6 \u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u17b6\u178e\u17b6\u178c\u17b8\u1799\u17c9\u17b6 \u1793\u17b7\u1784\u1792\u1793\u17b6\u1782\u17b6\u179a APD \u1787\u17b6\u178a\u17be\u1798\u17d4<\/p>\n\n\n\n<p>\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1791\u1793\u17b6\u1793\u17c1\u17c7\u1798\u17b6\u1793\u1782\u17c4\u179b\u1794\u17c6\u178e\u1784\u1787\u17c6\u179a\u17bb\u1789\u17b1\u17d2\u1799\u1798\u17b6\u1793\u1780\u17b6\u179a\u1796\u17b7\u1797\u17b6\u1780\u17d2\u179f\u17b6\u17a2\u17c6\u1796\u17b8\u178f\u17bb\u179b\u17d2\u1799\u1797\u17b6\u1796\u1797\u17b6\u1796\u1784\u17b6\u1799\u179f\u17d2\u179a\u17bd\u179b\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 \u1780\u17b6\u179a\u17a2\u1793\u17bb\u179b\u17c4\u1798\u178f\u17b6\u1798\u1794\u1791\u1794\u17d2\u1794\u1789\u17d2\u1789\u178f\u17d2\u178f\u17b7 \u1793\u17b7\u1784\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1780\u17b6\u1793\u17cb\u178f\u17c2\u1785\u17d2\u179a\u17be\u1793\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179c\u17b7\u179f\u17d0\u1799\u17a0\u17b7\u179a\u1789\u17d2\u1789\u179c\u178f\u17d2\u1790\u17bb\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17d4<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1920\" height=\"1080\" data-src=\"https:\/\/www.orlig.com\/wp-content\/uploads\/2023\/11\/Panellist-Lineup.jpg\" alt=\"\u1794\u1789\u17d2\u1787\u17b8\u1780\u17d2\u179a\u17bb\u1798\" class=\"wp-image-6259 lazyload\" data-srcset=\"https:\/\/orlig.com\/wp-content\/uploads\/2023\/11\/Panellist-Lineup.jpg 1920w, https:\/\/orlig.com\/wp-content\/uploads\/2023\/11\/Panellist-Lineup-300x169.jpg 300w, https:\/\/orlig.com\/wp-content\/uploads\/2023\/11\/Panellist-Lineup-768x432.jpg 768w, https:\/\/orlig.com\/wp-content\/uploads\/2023\/11\/Panellist-Lineup-1536x864.jpg 1536w\" data-sizes=\"(max-width: 1920px) 100vw, 1920px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1080;\" \/><figcaption class=\"wp-element-caption\">\u1794\u1789\u17d2\u1787\u17b8\u1780\u17d2\u179a\u17bb\u1798<\/figcaption><\/figure>\n\n\n\n<p>\u179c\u17b6\u1782\u17d2\u1798\u17b7\u1793\u1780\u17d2\u1793\u17bb\u1784\u1794\u1789\u17d2\u1787\u17b8\u179a\u17bd\u1798\u1798\u17b6\u1793\u17c8<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Albert Khoo \u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17b9\u1780\u17d2\u179f\u17b6\u1796\u17b6\u178e\u17b7\u1787\u17d2\u1787\u1780\u1798\u17d2\u1798\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793<\/li>\n\n\n\n<li>Chan Fook Yee \u1793\u17b6\u1799\u1780 EUNOIA CX Sdn Bhd<\/li>\n\n\n\n<li>\u1794\u17ca\u17bb\u1793 \u179f\u17b6\u179a\u17c9\u17b6\u178c\u17b8 \u17a2\u1782\u17d2\u1782\u1793\u17b6\u1799\u1780\u179a\u1784\u1792\u1793\u17b6\u1782\u17b6\u179a\u179b\u1780\u17cb\u179a\u17b6\u1799 \u1792\u1793\u17b6\u1782\u17b6\u179a\u179f\u17d2\u1790\u17b6\u1794\u1793\u17b6<\/li>\n\n\n\n<li>Yvonne Ng, \u1798\u1793\u17d2\u179a\u17d2\u178f\u17b8\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 Visionary, ORLIG<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u1791\u17b9\u1780\u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1789\u17d2\u17a0\u17b6\u17d6 \u179f\u17d2\u1790\u17b6\u1793\u1797\u17b6\u1796\u1794\u1785\u17d2\u1785\u17bb\u1794\u17d2\u1794\u1793\u17d2\u1793\u1793\u17c3\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 (CX) \u1793\u17c5\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6<\/h2>\n\n\n\n<p>\u1780\u17b6\u179a\u1796\u17b7\u1797\u17b6\u1780\u17d2\u179f\u17b6\u1787\u17b6\u1780\u17d2\u179a\u17bb\u1798\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u178e\u17cd\u1793\u17c1\u17c7 \u1794\u17b6\u1793\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1796\u17b8\u179f\u17d2\u1790\u17b6\u1793\u1797\u17b6\u1796\u1794\u1785\u17d2\u1785\u17bb\u1794\u17d2\u1794\u1793\u17d2\u1793\u1793\u17c3\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179c\u17b7\u179f\u17d0\u1799\u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17d4 \u179f\u1798\u17d0\u1799\u1794\u17d2\u179a\u1787\u17bb\u17c6\u179f\u17d2\u1791\u1784\u17cb\u1798\u178f\u17b7\u178a\u17c2\u179b\u1794\u17b6\u1793\u1792\u17d2\u179c\u17be\u17a1\u17be\u1784\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b\u179f\u1793\u17d2\u1793\u17b7\u179f\u17b8\u1791\u1794\u17b6\u1793\u1795\u17d2\u178f\u179b\u17cb\u1793\u17bc\u179c\u1780\u17b6\u179a\u1799\u179b\u17cb\u178a\u17b9\u1784\u178a\u17cf\u1798\u17b6\u1793\u178f\u1798\u17d2\u179b\u17c3\u1785\u17c6\u1796\u17c4\u17c7\u1794\u1789\u17d2\u17a0\u17b6\u1794\u17d2\u179a\u1788\u1798\u178a\u17c2\u179b\u17a7\u179f\u17d2\u179f\u17b6\u17a0\u1780\u1798\u17d2\u1798\u1780\u17c6\u1796\u17bb\u1784\u1794\u17d2\u179a\u1788\u1798\u1798\u17bb\u1781\u17d4<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>13% \u1793\u17c3\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u1792\u1793\u17b6\u1782\u17b6\u179a\u1798\u17b7\u1793\u1798\u17b6\u1793\u17a2\u1784\u17d2\u1782\u1797\u17b6\u1796\u1793\u17b6\u1799\u1780\u178a\u17d2\u178b\u17b6\u1793\u178a\u17c2\u179b\u17a7\u1791\u17d2\u1791\u17b7\u179f\u178a\u179b\u17cb\u1794\u1789\u17d2\u17a0\u17b6\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1791\u17c1\u17d4<\/li>\n\n\n\n<li>\u1787\u17b6\u1784\u1796\u17b6\u1780\u17cb\u1780\u178e\u17d2\u178f\u17b6\u179b (52%) \u1793\u17c3\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u1792\u1793\u17b6\u1782\u17b6\u179a\u1798\u17b6\u1793\u1793\u17b6\u1799\u1780\u178a\u17d2\u178b\u17b6\u1793\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u178a\u17c2\u179b\u1781\u17b7\u178f\u1781\u17c6\u1794\u17d2\u179a\u17b9\u1784\u1794\u17d2\u179a\u17c2\u1784\u178a\u17c4\u1799\u179f\u1798\u17b6\u1787\u17b7\u1780\u1794\u17bb\u1782\u17d2\u1782\u179b\u17b7\u1780\u178f\u17b7\u1785\u1787\u17b6\u1784 20 \u1793\u17b6\u1780\u17cb\u17d4 8% \u1798\u17b7\u1793\u1798\u17b6\u1793\u179f\u17bc\u1798\u17d2\u1794\u17b8\u178f\u17c2\u17af\u1780\u178f\u17b6\u1787\u17b6\u1780\u17cb\u179b\u17b6\u1780\u17cb\u17d4<\/li>\n\n\n\n<li>47.8% \u1793\u17c3\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u178f\u1798\u17d2\u179a\u17bc\u179c\u17b1\u17d2\u1799\u1798\u17b6\u1793\u1780\u17b6\u179a\u178f\u17b6\u1798\u178a\u17b6\u1793\u1787\u17b6\u1785\u17d2\u179a\u17be\u1793 \u178a\u17be\u1798\u17d2\u1794\u17b8\u178a\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u1794\u1789\u17d2\u17a0\u17b6\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u17d4 4.3% \u1798\u17b7\u1793\u1798\u17b6\u1793\u178a\u17c6\u178e\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u17a2\u17d2\u179c\u17b8\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb\u17d4<\/li>\n\n\n\n<li>\u1791\u17b6\u1780\u17cb\u1791\u1784\u1793\u17b9\u1784\u1794\u1789\u17d2\u17a0\u17b6\u1794\u17d2\u179a\u1788\u1798\u1785\u17c6\u1796\u17c4\u17c7\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 \u1792\u17c6\u1787\u17b6\u1784\u1782\u17c1\u1796\u17b8\u179a\u1782\u17ba\u1780\u1784\u17d2\u179c\u17c7\u1793\u17b8\u178f\u17b7\u179c\u17b7\u1792\u17b8\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c (39.1%) \u1793\u17b7\u1784\u1780\u1784\u17d2\u179c\u17c7\u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1782\u17b6\u17c6\u1791\u17d2\u179a (30.4%) \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1798\u1780\u1782\u17ba\u1780\u1784\u17d2\u179c\u17c7\u1785\u17c6\u178e\u17c1\u17c7\u178a\u17b9\u1784 (17.4%) \u1793\u17b7\u1784\u1787\u17c6\u1793\u17b6\u1789 \u1793\u17b7\u1784\u1780\u1784\u17d2\u179c\u17c7\u1792\u1793\u1792\u17b6\u1793\u1791\u17c1\u1796\u1780\u17c4\u179f\u179b\u17d2\u1799 (13%)\u17d4<\/li>\n\n\n\n<li>56% \u1793\u17c3\u1792\u1793\u17b6\u1782\u17b6\u179a\u1782\u17d2\u179a\u1794\u178a\u178e\u17d2\u178f\u1794\u17cb\u1794\u178e\u17d2\u178f\u17b6\u1789\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb \u178a\u17c2\u179b\u179a\u17bd\u1798\u1798\u17b6\u1793\u1791\u17bc\u179a\u179f\u17d0\u1796\u17d2\u1791 Telegram\/WhatsApp \u17a2\u17ca\u17b8\u1798\u17c2\u179b \u1782\u17c1\u17a0\u1791\u17c6\u1796\u17d0\u179a \u1793\u17b7\u1784\u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792\u1795\u17d2\u179f\u1796\u17d2\u179c\u1795\u17d2\u179f\u17b6\u1799\u179f\u1784\u17d2\u1782\u1798\u17d4<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u1794\u1789\u17d2\u17a0\u17b6\u1794\u17d2\u179a\u1788\u1798\u178a\u17cf\u1782\u17bd\u179a\u17b1\u17d2\u1799\u1797\u17d0\u1799\u1781\u17d2\u179b\u17b6\u1785\u17d6 \u1780\u17b6\u179a\u1799\u179b\u17cb\u178a\u17b9\u1784\u1796\u17b8\u1794\u1793\u17d2\u1791\u17c7<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u1780\u1784\u17d2\u179c\u17c7\u1780\u17b6\u179a\u178f\u17d2\u179a\u17c0\u1798\u1781\u17d2\u179b\u17bd\u1793<\/h3>\n\n\n\n<p>Albert Khoo \u1791\u17b8\u1794\u17d2\u179a\u17b9\u1780\u17d2\u179f\u17b6\u1792\u17bb\u179a\u1780\u17b7\u1785\u17d2\u1785\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1794\u17b6\u1793\u1782\u17bc\u179f\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1790\u17b6 \u1796\u17b8\u1791\u17b7\u1793\u17d2\u1793\u1793\u17d0\u1799\u178a\u17c2\u179b\u1795\u17d2\u178f\u179b\u17cb\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u1785\u17bc\u179b\u179a\u17bd\u1798 39.1% \u1793\u17c3\u1792\u1793\u17b6\u1782\u17b6\u179a\u1781\u17d2\u179c\u17c7\u1793\u17b8\u178f\u17b7\u179c\u17b7\u1792\u17b8\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c \u1781\u178e\u17c8\u178a\u17c2\u179b 17.4% \u178f\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1785\u17c6\u178e\u17c1\u17c7\u178a\u17b9\u1784 \u1793\u17b7\u1784\u1787\u17c6\u1793\u17b6\u1789\u1794\u1793\u17d2\u1790\u17c2\u1798\u1791\u17c0\u178f\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u17d4<\/p>\n\n\n\n<p>\u1782\u17b6\u178f\u17cb\u1793\u17b7\u1799\u17b6\u1799\u1790\u17b6 &quot;\u1780\u17b6\u179a\u179a\u17bd\u1798\u1794\u1789\u17d2\u1785\u17bc\u179b\u1782\u17d2\u1793\u17b6\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a\u1793\u17c1\u17c7\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1790\u17b6 \u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u17a0\u17b7\u179a\u1789\u17d2\u1789\u179c\u178f\u17d2\u1790\u17bb\u1787\u17b6\u1785\u17d2\u179a\u17be\u1793 \u1794\u17d2\u179a\u17a0\u17c2\u179b\u1787\u17b6\u1780\u17b6\u179a\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784 CX \u1787\u17b6\u179c\u17b7\u1793\u17d0\u1799\u1781\u17d2\u179c\u17c7\u179a\u1785\u1793\u17b6\u179f\u1798\u17d2\u1796\u17d0\u1793\u17d2\u1792 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1782\u17b6\u17c6\u1791\u17d2\u179a\u1795\u17d2\u179b\u17bc\u179c\u1780\u17b6\u179a\u17d4 \u179c\u17b6\u179f\u17d2\u1791\u17be\u179a\u178f\u17c2\u1787\u17b6\u1782\u17c6\u1793\u17b7\u178f\u1793\u17c3\u179f\u17c1\u179c\u17b6\u1780\u1798\u17d2\u1798\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793&quot; \u17d4<\/p>\n\n\n\n<p>&quot;\u1791\u17c4\u17c7\u1787\u17b6\u1799\u17c9\u17b6\u1784\u1793\u17c1\u17c7\u1780\u17d2\u178f\u17b8 \u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u17cf\u1795\u17d2\u178f\u179b\u17cb\u179f\u17d2\u1791\u17be\u179a\u178f\u17c2\u1782\u17d2\u179a\u1794\u17cb\u1794\u178e\u17d2\u178f\u17b6\u1789\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1791\u17c5\u1794\u17b6\u1793\u178a\u17be\u1798\u17d2\u1794\u17b8\u1792\u17d2\u179c\u17be\u17a2\u1793\u17d2\u178f\u179a\u1780\u1798\u17d2\u1798\u1787\u17b6\u1798\u17bd\u1799\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u17d4 \u179b\u1791\u17d2\u1792\u1795\u179b\u1793\u17c1\u17c7\u1793\u17b6\u17c6\u17b1\u17d2\u1799\u1798\u17b6\u1793\u1794\u1789\u17d2\u17a0\u17b6\u1794\u17d2\u179a\u1788\u1798\u17d4 \u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1780\u17b6\u179a\u179a\u17c6\u1796\u17b9\u1784\u1791\u17bb\u1780\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1785\u17c6\u1796\u17c4\u17c7 CX \u1793\u17c5\u1780\u1798\u17d2\u179a\u17b7\u178f\u1781\u17d2\u1796\u179f\u17cb\u1782\u17d2\u179a\u1794\u17cb\u1796\u17c1\u179b\u179c\u17c1\u179b\u17b6 \u1794\u17c9\u17bb\u1793\u17d2\u178f\u17c2\u1792\u1793\u17b6\u1782\u17b6\u179a\u178a\u17c2\u179b\u178f\u179f\u17ca\u17bc\u178a\u17be\u1798\u17d2\u1794\u17b8\u179a\u1780\u17d2\u179f\u17b6\u1794\u178e\u17d2\u178f\u17b6\u1789\u1795\u17d2\u179f\u17c1\u1784\u17d7 \u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u1792\u1793\u17b6\u1782\u17b6\u179a\u1787\u17b6\u1785\u17d2\u179a\u17be\u1793\u1793\u17b9\u1784\u1792\u17d2\u179b\u17b6\u1780\u17cb\u1785\u17bb\u17c7\u1780\u17d2\u179a\u17c4\u1798\u1780\u17b6\u179a\u179a\u17c6\u1796\u17b9\u1784\u1791\u17bb\u1780\u17d4&quot;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u1780\u17b6\u179a\u1794\u17c2\u1784\u1785\u17c2\u1780\u1791\u17b8\u1780\u17d2\u179a\u17bb\u1784-\u1787\u1793\u1794\u1791<\/h3>\n\n\n\n<p>\u179b\u17c4\u1780 \u1794\u17ca\u17bb\u1793 \u179f\u17b6\u179a\u17c9\u17b6\u178c\u17b8 \u17a2\u1782\u17d2\u1782\u1793\u17b6\u1799\u1780\u179a\u1784\u1792\u1793\u17b6\u1782\u17b6\u179a\u179b\u1780\u17cb\u179a\u17b6\u1799\u1793\u17c5\u1792\u1793\u17b6\u1782\u17b6\u179a\u179f\u17d2\u1790\u17b6\u1794\u1793\u17b6\u1794\u17b6\u1793\u1794\u1793\u17d2\u1791\u179a\u1796\u17b8\u1780\u1784\u17d2\u179c\u179b\u17cb\u179f\u17d2\u179a\u178a\u17c0\u1784\u1782\u17d2\u1793\u17b6\u1793\u17c1\u17c7\u17d4 \u179b\u17c4\u1780\u1794\u17b6\u1793\u1785\u1784\u17d2\u17a2\u17bb\u179b\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1796\u17b8\u1797\u17b6\u1796\u1798\u17b7\u1793\u179f\u17ca\u17b8\u179f\u1784\u17d2\u179c\u17b6\u1780\u17cb\u1782\u17d2\u1793\u17b6\u179a\u179c\u17b6\u1784\u1791\u17b8\u1780\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u1793\u1794\u1791\u1791\u17b6\u1780\u17cb\u1791\u1784\u1793\u17b9\u1784\u1780\u17b6\u179a\u17a2\u1793\u17bb\u1798\u17d0\u178f \u1793\u17b7\u1784\u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u1799\u1780\u178c\u17b8\u1787\u17b8\u1790\u179b\u17d4<\/p>\n\n\n\n<p>\u179f\u17b6\u179a\u17c9\u17b6\u178c\u17b8 \u1798\u17b6\u1793\u1794\u17d2\u179a\u179f\u17b6\u179f\u1793\u17cd\u1790\u17b6 \u201c\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u179f\u17c1\u179c\u17b6\u178c\u17b8\u1787\u17b8\u1790\u179b \u1793\u17b7\u1784\u179f\u17c1\u179c\u17b6\u1792\u1793\u17b6\u1782\u17b6\u179a\u178f\u17b6\u1798\u1791\u17bc\u179a\u179f\u17d0\u1796\u17d2\u1791 \u179c\u17b6\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u17a2\u1793\u17bb\u1798\u17d0\u178f\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1791\u17b8\u1780\u17d2\u179a\u17bb\u1784\u1794\u17c9\u17bb\u178e\u17d2\u178e\u17c4\u17c7 \u178a\u17bc\u1785\u1787\u17b6\u1797\u17d2\u1793\u17c6\u1796\u17c1\u1789 \u179f\u17c0\u1798\u179a\u17b6\u1794 \u1793\u17b7\u1784\u179f\u17c0\u1798\u201d\u17d4<\/p>\n\n\n\n<p>&quot;\u179c\u17b6\u1787\u17b6\u1794\u1789\u17d2\u17a0\u17b6\u1791\u17b6\u17c6\u1784\u1795\u17d2\u1793\u17c2\u1780\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6 \u1793\u17b7\u1784\u179c\u1794\u17d2\u1794\u1792\u1798\u17cc\u17d4 \u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1781\u17c1\u178f\u17d2\u178f\u178f\u17bc\u1785\u17d7 \u179f\u17bc\u1798\u17d2\u1794\u17b8\u178f\u17c2\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1798\u17b6\u1793\u179f\u17d2\u1798\u17b6\u178f\u17a0\u17d2\u179c\u17bc\u1793\u1780\u17cf\u178a\u17c4\u1799 \u1796\u17bd\u1780\u1782\u17c1\u1798\u17b7\u1793\u1798\u17b6\u1793\u1794\u17c6\u178e\u1784\u1785\u17bb\u17c7\u1788\u17d2\u1798\u17c4\u17c7\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u179f\u17c1\u179c\u17b6\u1792\u1793\u17b6\u1782\u17b6\u179a\u1785\u179b\u17d0\u178f\u1791\u17c1 \u1794\u17be\u1791\u17c4\u17c7\u1794\u17b8\u1787\u17b6\u1798\u17b6\u1793\u1782\u17c6\u1793\u17b7\u178f\u1795\u17d2\u178f\u17bd\u1785\u1795\u17d2\u178f\u17be\u1798\u1795\u17d2\u179f\u17c1\u1784\u17d7 \u178a\u17bc\u1785\u1787\u17b6\u1780\u17b6\u179a\u1795\u17d2\u178f\u179b\u17cb\u1780\u17b6\u178f\u17a2\u17c1\u1792\u17b8\u17a2\u17b9\u1798\u178a\u17c4\u1799\u17a5\u178f\u1782\u17b7\u178f\u1790\u17d2\u179b\u17c3\u17d4 \u1780\u17d2\u179a\u17bb\u1798\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1793\u17c1\u17c7\u1793\u17c5\u178f\u17c2\u1785\u17bc\u179b\u1785\u17b7\u178f\u17d2\u178f\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u1793\u17c5\u1780\u17d2\u179a\u17c5\u1794\u17d2\u179a\u1791\u17c1\u179f\u1787\u17b6\u1787\u17b6\u1784\u1780\u17b6\u179a\u179f\u17d2\u1780\u17c2\u1793\u1780\u17bc\u178a QR \u17ac\u1798\u17c9\u17b6\u179f\u17ca\u17b8\u1793\u17a2\u17c1\u1792\u17b8\u17a2\u17b9\u1798\u17d4&quot;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u1797\u17b6\u1796\u1785\u17d2\u179a\u1794\u17bc\u1780\u1785\u17d2\u179a\u1794\u179b\u17cb\u1793\u17c5\u1781\u17b6\u1784\u1798\u17bb\u1781<\/h3>\n\n\n\n<p>\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u17a0\u17b7\u179a\u1789\u17d2\u1789\u179c\u178f\u17d2\u1790\u17bb\u1780\u17d2\u1793\u17bb\u1784\u1791\u17b8\u1780\u17d2\u179a\u17bb\u1784\u1797\u17d2\u1793\u17c6\u1796\u17c1\u1789\u1791\u1791\u17bd\u179b\u179f\u17d2\u1782\u17b6\u179b\u17cb\u179f\u17b6\u179a\u17c8\u179f\u17c6\u1781\u17b6\u1793\u17cb \u1794\u17c9\u17bb\u1793\u17d2\u178f\u17c2\u1781\u17d2\u179c\u17c7\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 (CX) \u1785\u17c6\u1796\u17c1\u179b\u1798\u17b6\u1793\u179c\u17b7\u179f\u17d0\u1799\u1794\u17d2\u179a\u1780\u17bd\u178f\u1794\u17d2\u179a\u1787\u17c2\u1784\u17d4 \u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1792\u1793\u17b6\u1782\u17b6\u179a\u1787\u17b6\u1784 60 \u178a\u17c2\u179b\u1794\u1798\u17d2\u179a\u17be\u1794\u17d2\u179a\u1787\u17b6\u1787\u1793\u178f\u17d2\u179a\u17b9\u1798\u178f\u17c2 17 \u179b\u17b6\u1793\u1793\u17b6\u1780\u17cb \u179c\u17b7\u179f\u17d0\u1799\u1793\u17c1\u17c7\u1782\u17ba\u179f\u1798\u17d2\u1794\u17bc\u179a\u1791\u17c5\u178a\u17c4\u1799\u1780\u17b6\u179a\u1794\u17d2\u179a\u1780\u17bd\u178f\u1794\u17d2\u179a\u1787\u17c2\u1784\u17d4<\/p>\n\n\n\n<p>\u179a\u1794\u17b6\u1799\u1780\u17b6\u179a\u178e\u17cd\u1798\u17bd\u1799\u178a\u17c4\u1799 &#039;The Financial Brand&#039; \u1794\u17b6\u1793\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1790\u17b6 61% \u1793\u17c3\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1793\u17b9\u1784\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1785\u17c4\u179b\u1793\u17bc\u179c\u1797\u17b6\u1796\u179f\u17d2\u1798\u17c4\u17c7\u178f\u17d2\u179a\u1784\u17cb\u179a\u1794\u179f\u17cb\u1798\u17c9\u17b6\u1780\u1797\u17d2\u179b\u17b6\u1798\u17d7 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u179c\u17b7\u1787\u17d2\u1787\u1798\u17b6\u1793\u178f\u17c2\u1798\u17bd\u1799\u1794\u17c9\u17bb\u178e\u17d2\u178e\u17c4\u17c7\u17d4 \u1785\u17c6\u1793\u17bd\u1793\u200b\u1793\u17c1\u17c7\u200b\u178f\u17d2\u179a\u17bc\u179c\u200b\u1794\u17b6\u1793\u200b\u1782\u17c1\u200b\u179a\u17c6\u1796\u17b9\u1784\u200b\u1790\u17b6\u200b\u1793\u17b9\u1784\u200b\u1798\u17b6\u1793\u200b\u1781\u17d2\u1796\u179f\u17cb\u200b\u1787\u17b6\u1784\u200b\u1780\u17d2\u1793\u17bb\u1784\u200b\u1791\u17b7\u178a\u17d2\u178b\u1797\u17b6\u1796\u200b\u1792\u1793\u17b6\u1782\u17b6\u179a\u200b\u178a\u17c2\u179b\u200b\u1798\u17b6\u1793\u200b\u1780\u17b6\u179a\u200b\u1794\u17d2\u179a\u1780\u17bd\u178f\u200b\u1794\u17d2\u179a\u1787\u17c2\u1784\u200b\u1780\u17d2\u1793\u17bb\u1784\u200b\u1794\u17d2\u179a\u1791\u17c1\u179f\u200b\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6 \u178a\u17c2\u179b\u200b\u1792\u17d2\u179c\u17be\u200b\u17b1\u17d2\u1799\u200b\u179f\u17d2\u1790\u17b6\u1794\u17d0\u1793\u200b\u1793\u17b6\u1793\u17b6\u200b\u1782\u17d2\u1798\u17b6\u1793\u200b\u1780\u1793\u17d2\u179b\u17c2\u1784\u200b\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u200b\u1780\u17b6\u179a\u200b\u1792\u17d2\u179b\u17b6\u1780\u17cb\u200b\u1785\u17bb\u17c7\u17d4<\/p>\n\n\n\n<p>\u1794\u17d2\u179a\u1786\u17b6\u17c6\u1784\u1793\u17b9\u1784\u1795\u17d2\u1791\u17c3\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c4\u1799\u1793\u17c1\u17c7 \u1791\u17c1\u179f\u1797\u17b6\u1796\u1780\u17d2\u1793\u17bb\u1784\u179f\u17d2\u179a\u17bb\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1782\u17c1\u179a\u17c6\u1796\u17b9\u1784\u1790\u17b6\u1793\u17b9\u1784\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1799\u17c9\u17b6\u1784\u1781\u17d2\u179b\u17b6\u17c6\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u17c9\u17bb\u1793\u17d2\u1798\u17b6\u1793\u1786\u17d2\u1793\u17b6\u17c6\u1781\u17b6\u1784\u1798\u17bb\u1781\u1793\u17c1\u17c7\u17d4 CX \u1793\u17b9\u1784\u178a\u17be\u179a\u178f\u17bd\u1793\u17b6\u1791\u17b8\u1799\u17c9\u17b6\u1784\u179f\u17c6\u1781\u17b6\u1793\u17cb\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u1791\u17b8\u178f\u17b6\u17c6\u1784\u179a\u1794\u179f\u17cb\u1792\u1793\u17b6\u1782\u17b6\u179a\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1791\u17b8\u1795\u17d2\u179f\u17b6\u179a \u17a0\u17be\u1799\u1798\u17b6\u1793\u1780\u1793\u17d2\u179b\u17c2\u1784\u1787\u17b6\u1785\u17d2\u179a\u17be\u1793\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u1780\u17c2\u179b\u1798\u17d2\u17a2\u17d4<\/p>\n\n\n\n<p>Yvonne Ng \u1798\u1793\u17d2\u178f\u17d2\u179a\u17b8\u1795\u17d2\u1793\u17c2\u1780\u1785\u1780\u17d2\u1781\u17bb\u179c\u17b7\u179f\u17d0\u1799\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1793\u17c5 ORLIG \u1794\u17b6\u1793\u1780\u178f\u17cb\u179f\u1798\u17d2\u1782\u17b6\u179b\u17cb\u1790\u17b6 \u1780\u1798\u17d2\u179a\u17b7\u178f\u1781\u17d2\u1796\u179f\u17cb\u1793\u17c3\u1780\u17b7\u1785\u17d2\u1785\u1781\u17b7\u178f\u1781\u17c6\u1794\u17d2\u179a\u17b9\u1784\u1794\u17d2\u179a\u17c2\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1791\u17b6\u1798\u1791\u17b6\u179a\u1796\u17b8\u1785\u17bb\u1784\u1794\u1789\u17d2\u1785\u1794\u17cb\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u178a\u17be\u1798\u17d2\u1794\u17b8\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u1787\u17b6\u1798\u17bc\u179b\u178a\u17d2\u178b\u17b6\u1793\u17d4<\/p>\n\n\n\n<p>&quot;\u179c\u17b6\u17a0\u17b6\u1780\u17cb\u178a\u17bc\u1785\u1787\u17b6\u1798\u17b7\u1793\u1798\u17b6\u1793\u1791\u17c6\u1793\u17b6\u1780\u17cb\u1791\u17c6\u1793\u1784\u1787\u17b6\u1798\u17bd\u1799\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u179f\u17c1\u179c\u17b6\u1791\u17c1\u17d4 \u179c\u17b6\u178f\u17c2\u1784\u178f\u17c2\u1787\u17b6\u17a2\u17d2\u1793\u1780 \u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 \u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u1793\u17c5\u1798\u17d2\u1793\u17b6\u1780\u17cb\u17af\u1784\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u178f\u179f\u17ca\u17bc\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u179f\u17d2\u179c\u17c2\u1784\u179a\u1780\u179c\u17b7\u1792\u17b8\u178a\u17be\u1798\u17d2\u1794\u17b8\u178a\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u1794\u1789\u17d2\u17a0\u17b6\u1794\u17d2\u179a\u1788\u1798\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u17d4 \u17a2\u1784\u17d2\u1782\u1780\u17b6\u179a\u1780\u1798\u17d2\u179a\u1793\u17c5\u1791\u17b8\u1793\u17c4\u17c7\u178a\u17be\u1798\u17d2\u1794\u17b8\u1782\u17b6\u17c6\u1791\u17d2\u179a&quot; \u1793\u17b6\u1784\u1793\u17b7\u1799\u17b6\u1799\u1790\u17b6\u17d4<\/p>\n\n\n\n<p>\u1780\u17b6\u179a\u179f\u1784\u17d2\u1780\u17c1\u178f\u1793\u17c1\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1786\u17d2\u179b\u17bb\u17c7\u1794\u1789\u17d2\u1785\u17b6\u17c6\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179b\u1791\u17d2\u1792\u1795\u179b\u1794\u17c4\u17c7\u1786\u17d2\u1793\u17c4\u178f \u178a\u17c2\u179b\u1787\u17b7\u178f\u1796\u17b6\u1780\u17cb\u1780\u178e\u17d2\u178f\u17b6\u179b\u1793\u17c3\u1780\u17b6\u179a\u179f\u17b6\u1780\u179f\u17bd\u179a\u179f\u17c6\u1794\u17bb\u178f\u17d2\u179a\u178f\u1798\u17d2\u179a\u17bc\u179c\u17b1\u17d2\u1799\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u178f\u17b6\u1798\u178a\u17b6\u1793\u1798\u17d2\u178f\u1784\u17a0\u17be\u1799\u1798\u17d2\u178f\u1784\u1791\u17c0\u178f \u178a\u17be\u1798\u17d2\u1794\u17b8\u178a\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u1794\u1789\u17d2\u17a0\u17b6\u1793\u17c1\u17c7\u17d4<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u17a2\u1793\u17b6\u1782\u178f\u1794\u17d2\u179a\u1780\u1794\u178a\u17c4\u1799\u179f\u17bb\u1791\u17b7\u178a\u17d2\u178b\u17b7\u1793\u17b7\u1799\u1798 \u1791\u17c4\u17c7\u1794\u17b8\u1787\u17b6\u1798\u17b6\u1793\u1780\u17b6\u179a\u1794\u17d2\u179a\u1788\u1798\u1780\u17cf\u178a\u17c4\u1799\u17d4<\/h3>\n\n\n\n<p>\u1791\u17c4\u17c7\u1794\u17b8\u1787\u17b6\u1798\u17b6\u1793\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1782\u17bd\u179a\u17b1\u17d2\u1799\u1796\u17d2\u179a\u17bd\u1799\u1794\u17b6\u179a\u1798\u17d2\u1797\u1780\u17cf\u178a\u17c4\u1799 \u1780\u17cf\u1780\u17d2\u179a\u17bb\u1798\u17a2\u17d2\u1793\u1780\u179c\u17b7\u1797\u17b6\u1782\u1798\u17b6\u1793\u179f\u17bb\u1791\u17b7\u178a\u17d2\u178b\u17b7\u1793\u17b7\u1799\u1798\u1785\u17c6\u1796\u17c4\u17c7\u1791\u179f\u17d2\u179f\u1793\u179c\u17b7\u179f\u17d0\u1799\u179a\u1794\u179f\u17cb\u179c\u17b7\u179f\u17d0\u1799\u1792\u1793\u17b6\u1782\u17b6\u179a\u179a\u1794\u179f\u17cb\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17d4<\/p>\n\n\n\n<p>\u179b\u17c4\u1780 Chan Fook Yee \u1793\u17b6\u1799\u1780\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 Global Business Intelligence \u1794\u17b6\u1793\u179f\u1798\u17d2\u178f\u17c2\u1784\u1790\u17b6 \u1794\u17d2\u179a\u1791\u17c1\u179f\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u179f\u17d2\u1790\u17b7\u178f\u1793\u17c5\u1795\u17d2\u179b\u17bc\u179c\u1794\u17c6\u1794\u17c2\u1780\u178f\u17c2\u1798\u17bd\u1799\u1782\u178f\u17cb\u17d4 \u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u179f\u17d2\u1793\u17bc\u179b\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u178a\u17be\u1798\u17d2\u1794\u17b8\u1795\u17d2\u178f\u179b\u17cb\u1793\u17bc\u179c\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u178a\u17cf\u179b\u17d2\u17a2\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u178a\u17c2\u179b\u1798\u17b6\u1793\u1797\u17b6\u1796\u1785\u17b6\u179f\u17cb\u1791\u17bb\u17c6\u179a\u17bd\u1785\u17a0\u17be\u1799 \u1794\u17d2\u179a\u1791\u17c1\u179f\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u1798\u17b6\u1793\u179b\u1791\u17d2\u1792\u1797\u17b6\u1796\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1792\u1793\u1792\u17b6\u1793 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u1799\u1780\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u178a\u17cf\u1784\u17b6\u1799\u179f\u17d2\u179a\u17bd\u179b \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784 AI chatbots \u1795\u1784\u178a\u17c2\u179a\u17d4<\/p>\n\n\n\n<p>Chan \u1793\u17b7\u1799\u17b6\u1799\u200b\u1790\u17b6\u200b\u17d6 \u00ab\u200b\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u200b\u1794\u17d2\u179a\u1791\u17c1\u179f\u200b\u178a\u17bc\u1785\u1787\u17b6\u200b\u1798\u17c9\u17b6\u17a1\u17c1\u179f\u17ca\u17b8 \u17ac\u200b\u179f\u17bc\u1798\u17d2\u1794\u17b8\u200b\u178f\u17c2\u200b\u179f\u17b7\u1784\u17d2\u17a0\u200b\u1794\u17bb\u179a\u17b8 \u1780\u17b6\u179a\u200b\u1791\u1791\u17bd\u179b\u200b\u1794\u17b6\u1793\u200b\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u200b\u1780\u17b6\u1793\u17cb\u178f\u17c2\u200b\u1794\u17d2\u179a\u179f\u17be\u179a\u200b\u1794\u17b6\u1793\u200b\u1780\u17be\u1793\u17a1\u17be\u1784 \u17a0\u17be\u1799\u200b\u1780\u1793\u17d2\u179b\u17c2\u1784\u200b\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u200b\u1780\u17c2\u179b\u1798\u17d2\u17a2\u200b\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u200b\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u200b\u1798\u17b6\u1793\u200b\u1780\u1798\u17d2\u179a\u17b7\u178f\u200b\u00bb\u200b\u17d4 &quot;\u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u1782\u17ba\u1793\u17c5\u1796\u17c1\u179b\u178a\u17cf\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u1799\u1780\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6 \u1796\u17b8\u1796\u17d2\u179a\u17c4\u17c7\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u179f\u17d2\u1793\u17bc\u179b\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u178a\u17be\u1798\u17d2\u1794\u17b8\u1795\u17d2\u178f\u179b\u17cb\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1798\u17b6\u1793\u1797\u17b6\u1796\u1785\u17b6\u179f\u17cb\u1791\u17bb\u17c6\u179a\u17bd\u1785\u17a0\u17be\u1799&quot;\u17d4<\/p>\n\n\n\n<p>\u17a5\u17a1\u17bc\u179c\u1793\u17c1\u17c7\u1799\u17be\u1784\u1790\u17c2\u1798\u1791\u17b6\u17c6\u1784\u1798\u17b6\u1793 AI chatbots \u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179a\u17bc\u1794\u1797\u17b6\u1796\u17d4 \u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u1793\u17b9\u1784\u1780\u17b6\u1793\u17cb\u178f\u17c2\u1790\u17c4\u1780 \u1793\u17b7\u1784\u1784\u17b6\u1799\u179f\u17d2\u179a\u17bd\u179b\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1791\u17c5\u1798\u17bb\u1781\u17d4 \u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17a5\u17a1\u17bc\u179c\u1793\u17c1\u17c7\u1798\u17b6\u1793\u179b\u1791\u17d2\u1792\u1797\u17b6\u1796\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17b9\u1780\u17d2\u179f\u17b6 \u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1780\u179a\u178e\u17b8\u179f\u17b7\u1780\u17d2\u179f\u17b6\u178a\u17c2\u179b\u1798\u17b6\u1793\u179f\u17d2\u179a\u17b6\u1794\u17cb\u1787\u17b6\u1785\u17d2\u179a\u17be\u1793\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1787\u17bd\u1799\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1795\u1784\u178a\u17c2\u179a \u178a\u17c2\u179b\u1787\u17b6\u1792\u1793\u1792\u17b6\u1793\u178a\u17c2\u179b\u1796\u17b7\u1794\u17b6\u1780\u1793\u17b9\u1784\u1798\u1780\u178f\u17b6\u17c6\u1784\u1796\u17b8\u1791\u179f\u179c\u178f\u17d2\u179f\u179a\u17cd\u1798\u17bb\u1793\u17d4 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u1794\u17b6\u1793\u1785\u17c6\u178e\u17b6\u1799\u1796\u17c1\u179b\u179c\u17c1\u179b\u17b6 \u1793\u17b7\u1784\u1790\u179c\u17b7\u1780\u17b6\u178a\u17be\u1798\u17d2\u1794\u17b8\u179a\u17bb\u1780\u179a\u1780\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6 \u1793\u17b7\u1784\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u1795\u17d2\u179f\u17c1\u1784\u17d7\u17d4<\/p>\n\n\n\n<p>Yvonne Ng \u1794\u17b6\u1793\u1786\u17d2\u179b\u17bb\u17c7\u1794\u1789\u17d2\u1785\u17b6\u17c6\u1784\u1796\u17b8\u179f\u17bb\u1791\u17b7\u178a\u17d2\u178b\u17b7\u1793\u17b7\u1799\u1798\u1793\u17c1\u17c7 \u178a\u17c4\u1799\u179f\u1784\u17d2\u1780\u178f\u17cb\u1792\u17d2\u1784\u1793\u17cb\u1790\u17b6 \u1798\u17bb\u1781\u1784\u17b6\u179a\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u178c\u17b8\u1787\u17b8\u1790\u179b\u179f\u17c6\u1781\u17b6\u1793\u17cb\u17d7\u17a5\u17a1\u17bc\u179c\u1793\u17c1\u17c7\u17a2\u17b6\u1785\u1785\u17bc\u179b\u1794\u17d2\u179a\u17be\u1794\u17b6\u1793\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6 \u178a\u17c2\u179b\u1787\u17b6\u1780\u178f\u17d2\u178f\u17b6\u1785\u1798\u17d2\u1794\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u17d4 \u1793\u17c1\u17c7\u178a\u17be\u179a\u178f\u17bd\u1793\u17b6\u1791\u17b8\u1799\u17c9\u17b6\u1784\u1792\u17c6\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1780\u17b6\u178f\u17cb\u1794\u1793\u17d2\u1790\u1799\u17a2\u178f\u17d2\u179a\u17b6\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6\u1780\u17d2\u1793\u17bb\u1784\u1794\u17d2\u179a\u1791\u17c1\u179f\u17d4 \u1793\u17b6\u1784\u1794\u17b6\u1793\u1795\u17d2\u178f\u179b\u17cb\u17a7\u1791\u17b6\u17a0\u179a\u178e\u17cd\u1793\u17c3\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u1785\u17b6\u179f\u17cb\u1791\u17bb\u17c6 \u178a\u17bc\u1785\u1787\u17b6\u1780\u17b6\u179a\u1795\u17d2\u1791\u17c0\u1784\u1795\u17d2\u1791\u17b6\u178f\u17cb\u1796\u17b8\u179a\u1780\u178f\u17d2\u178f\u17b6 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1785\u1784\u17a7\u1794\u1780\u179a\u178e\u17cd\u17d4<\/p>\n\n\n\n<p>\u1793\u17b6\u1784\u1793\u17b7\u1799\u17b6\u1799\u1790\u17b6 \u201c\u1794\u17b6\u1791 \u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u1782\u17bd\u179a\u178f\u17c2\u179f\u1798\u17d2\u179a\u1794\u178f\u17b6\u1798\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u17a2\u17b6\u1787\u17b8\u179c\u1780\u1798\u17d2\u1798\u1787\u17b6\u1793\u17b7\u1785\u17d2\u1785 \u17a0\u17be\u1799\u17a2\u17b6\u1787\u17b8\u179c\u1780\u1798\u17d2\u1798\u1798\u17b7\u1793\u1782\u17bd\u179a\u1780\u17c2\u179b\u1798\u17d2\u17a2\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u179a\u1794\u179f\u17cb\u1796\u17bd\u1780\u1782\u17c1\u178a\u17be\u1798\u17d2\u1794\u17b8\u17b2\u17d2\u1799\u179f\u1798\u1793\u17b9\u1784\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u1793\u17c4\u17c7\u1791\u17c1\u201d\u17d4<\/p>\n\n\n\n<p>&quot;\u1791\u17c4\u17c7\u1787\u17b6\u1799\u17c9\u17b6\u1784\u178e\u17b6\u1780\u17cf\u178a\u17c4\u1799 \u1780\u17bb\u17c6\u178f\u17c2\u1784\u178f\u17c2\u1782\u17b7\u178f\u1790\u17b6\u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u1782\u17ba\u1787\u17b6\u17a7\u1794\u179f\u1782\u17d2\u1782\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1795\u17d2\u178f\u179b\u17cb\u1793\u17bc\u179c\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1780\u17b6\u1793\u17cb\u178f\u17c2\u1794\u17d2\u179a\u179f\u17be\u179a\u17a1\u17be\u1784\u17d4 \u1798\u17bb\u1781\u1784\u17b6\u179a\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1793\u17cd\u1799\u17c9\u17b6\u1784\u1791\u17bc\u179b\u17c6\u1791\u17bc\u179b\u17b6\u1799\u17d4 \u179c\u17b6\u1798\u17b6\u1793\u179a\u17bd\u1785\u17a0\u17be\u1799\u17d4 \u178a\u17bc\u1785\u17d2\u1793\u17c1\u17c7\u17a5\u17a1\u17bc\u179c\u1793\u17c1\u17c7 \u179c\u17b6\u1787\u17b6\u1794\u1789\u17d2\u17a0\u17b6\u1793\u17c3\u179a\u1794\u17c0\u1794\u178a\u17c2\u179b\u1799\u17be\u1784\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u179c\u17b6\u17d4&quot;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u1795\u17d2\u179b\u17c2\u1788\u17be\u1796\u17d2\u1799\u17bd\u179a\u1791\u17b6\u1794 \u178a\u17be\u1798\u17d2\u1794\u17b8\u1780\u17c2\u179b\u1798\u17d2\u17a2 CX &amp; \u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u1780\u17b6\u1793\u17cb\u178f\u17c2\u1794\u17d2\u179a\u179f\u17be\u179a<\/h3>\n\n\n\n<p>\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1796\u17b7\u1797\u17b6\u1780\u17d2\u179f\u17b6\u1787\u17b6\u1798\u17bd\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a2\u17d2\u1793\u1780\u179c\u17b7\u1797\u17b6\u1782\u179a\u17bd\u1785 \u179b\u17c4\u1780 Albert Khoo \u1794\u17b6\u1793\u179b\u17be\u1780\u17a1\u17be\u1784\u1796\u17b8\u1793\u17b7\u1793\u17d2\u1793\u17b6\u1780\u17b6\u179a\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u179f\u17c6\u1781\u17b6\u1793\u17cb\u17d7\u1785\u17c6\u1793\u17bd\u1793\u1794\u17bd\u1793 \u178a\u17c2\u179b\u1792\u1793\u17b6\u1782\u17b6\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17a2\u17b6\u1785\u1796\u17b7\u1785\u17b6\u179a\u178e\u17b6\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u17a2\u1793\u17bb\u1798\u17d0\u178f\u178a\u17be\u1798\u17d2\u1794\u17b8\u1794\u1784\u17d2\u1780\u17be\u1793\u1791\u17c6\u1793\u17bb\u1780\u1785\u17b7\u178f\u17d2\u178f\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1799\u17c9\u17b6\u1784\u179f\u17c6\u1781\u17b6\u1793\u17cb\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u179a\u17b7\u1780\u17d2\u1781\u17b6\u179a\u1792\u1793\u17b6\u1782\u17b6\u179a \u178a\u17c2\u179b\u1792\u17d2\u179c\u17be\u17b1\u17d2\u1799\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1780\u17b6\u1793\u17cb\u178f\u17c2\u1794\u17d2\u179a\u179f\u17be\u179a\u17a1\u17be\u1784\u17d6<\/p>\n\n\n\n<p><strong>1. \u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1796\u17b8 SMS Two-Factor Authentication \u1791\u17c5\u1787\u17b6 Push Notification<\/strong><\/p>\n\n\n\n<p>\u1796\u17b6\u1780\u17d2\u1799\u179f\u1798\u17d2\u1784\u17b6\u178f\u17cb\u1794\u17d2\u179a\u17be\u178f\u17c2\u1798\u17bd\u1799\u178a\u1784 (OTPs) \u1780\u17b6\u1793\u17cb\u178f\u17c2\u1784\u17b6\u1799\u179a\u1784\u1782\u17d2\u179a\u17c4\u17c7\u1785\u17c6\u1796\u17c4\u17c7\u1780\u17b6\u179a\u179c\u17b6\u1799\u1794\u17d2\u179a\u17a0\u17b6\u179a\u178f\u17b6\u1798\u17a2\u17ca\u17b8\u1793\u1792\u17ba\u178e\u17b7\u178f \u1793\u17b7\u1784\u179c\u17b7\u179f\u17d2\u179c\u1780\u1798\u17d2\u1798\u179f\u1784\u17d2\u1782\u1798\u17d4 \u1794\u17d2\u179a\u1791\u17c1\u179f\u178a\u17bc\u1785\u1787\u17b6\u179f\u17b7\u1784\u17d2\u17a0\u1794\u17bb\u179a\u17b8\u1794\u17b6\u1793\u1787\u17c6\u1793\u17bd\u179f\u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792\u1793\u17c1\u17c7\u179a\u17bd\u1785\u17a0\u17be\u1799 \u17a0\u17be\u1799\u1798\u17c9\u17b6\u17a1\u17c1\u179f\u17ca\u17b8\u1780\u17c6\u1796\u17bb\u1784\u1792\u17d2\u179c\u17be\u178f\u17b6\u1798\u17d4<\/p>\n\n\n\n<p><strong>2. \u1780\u17b6\u179a\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f Kill Switches<\/strong><\/p>\n\n\n\n<p>\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1798\u17b6\u1793\u1780\u17b6\u179a\u179f\u1784\u17d2\u179f\u17d0\u1799\u1790\u17b6\u1798\u17b6\u1793\u1780\u17b6\u179a\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6 \u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u17a0\u17c5\u1791\u17bc\u179a\u179f\u17d0\u1796\u17d2\u1791\u178a\u17be\u1798\u17d2\u1794\u17b8\u1785\u17b6\u1780\u17cb\u179f\u17c4\u1782\u178e\u1793\u17b8\u179a\u1794\u179f\u17cb\u1796\u17bd\u1780\u1782\u17c1\u1797\u17d2\u179b\u17b6\u1798\u17d7\u17d4 \u1799\u1793\u17d2\u178f\u1780\u17b6\u179a\u1786\u17d2\u179b\u17be\u1799\u178f\u1794\u1797\u17d2\u179b\u17b6\u1798\u17d7\u1793\u17c1\u17c7\u1794\u1784\u17d2\u1780\u17be\u1793\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u1782\u178e\u1793\u17b8\u17d4<\/p>\n\n\n\n<p><strong>3. \u17a7\u1794\u1780\u179a\u178e\u17cd\u1785\u17b6\u1780\u17cb\u179f\u17c4\u1794\u17d2\u179a\u17b6\u1780\u17cb<\/strong><\/p>\n\n\n\n<p>\u1798\u17bb\u1781\u1784\u17b6\u179a\u1793\u17c1\u17c7\u1795\u17d2\u178f\u179b\u17cb\u17b1\u17d2\u1799\u17a2\u17d2\u1793\u1780\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1793\u17bc\u179c\u1787\u1798\u17d2\u179a\u17be\u179f\u1793\u17c3\u1780\u17b6\u179a\u1798\u17b6\u1793\u1782\u178e\u1793\u17b8\u178a\u17c2\u179b\u1798\u17b7\u1793\u1798\u17c2\u1793\u1787\u17b6\u178c\u17b8\u1787\u17b8\u1790\u179b\u17d4 \u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1782\u178e\u1793\u17b8\u1787\u17b6\u1780\u17cb\u179b\u17b6\u1780\u17cb\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7 \u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u17a2\u17b6\u1785\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1793\u17c5\u179f\u17b6\u1781\u17b6\u1792\u1793\u17b6\u1782\u17b6\u179a\u178f\u17c2\u1794\u17c9\u17bb\u178e\u17d2\u178e\u17c4\u17c7 \u178a\u17c4\u1799\u17a0\u17b6\u1798\u1783\u17b6\u178f\u17cb\u1785\u179b\u1793\u17b6\u178c\u17b8\u1787\u17b8\u1790\u179b\u1793\u17c3\u1798\u17bc\u179b\u1793\u17b7\u1792\u17b7\u17d4<\/p>\n\n\n\n<p><strong>4. \u1780\u17b6\u179a\u179f\u17d2\u1780\u17c1\u1793\u1798\u17c1\u179a\u17c4\u1782<\/strong><\/p>\n\n\n\n<p>\u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1780\u17b6\u179a\u1780\u17be\u1793\u17a1\u17be\u1784\u1793\u17c3\u1780\u17b6\u179a\u178a\u17c6\u17a1\u17be\u1784\u1780\u1798\u17d2\u1798\u179c\u17b7\u1792\u17b8\u178a\u17c2\u179b\u1798\u17b7\u1793\u1798\u17b6\u1793\u1780\u17b6\u179a\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f \u1780\u1798\u17d2\u1798\u179c\u17b7\u1792\u17b8\u1792\u1793\u17b6\u1782\u17b6\u179a\u1798\u17bd\u1799\u1785\u17c6\u1793\u17bd\u1793\u17a5\u17a1\u17bc\u179c\u1793\u17c1\u17c7\u179a\u17bd\u1798\u1794\u1789\u17d2\u1785\u17bc\u179b\u1780\u17b6\u179a\u179f\u17d2\u1780\u17c1\u1793\u1798\u17c1\u179a\u17c4\u1782\u17d4 \u1780\u1798\u17d2\u1798\u179c\u17b7\u1792\u17b8\u1791\u17b6\u17c6\u1784\u1793\u17c1\u17c7\u179f\u17d2\u1780\u17c1\u1793\u178f\u17b6\u1798\u1791\u17bc\u179a\u179f\u1796\u17d2\u1791 \u17a0\u17be\u1799\u1794\u1784\u17d2\u1780\u1780\u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u1797\u17b6\u1796\u1784\u17b6\u1799\u179a\u1784\u1782\u17d2\u179a\u17c4\u17c7\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1780\u17c6\u178e\u178f\u17cb\u17a2\u178f\u17d2\u178f\u179f\u1789\u17d2\u1789\u17b6\u178e \u178a\u17c4\u1799\u17a0\u17c1\u178f\u17bb\u1793\u17c1\u17c7\u1794\u1784\u17d2\u1780\u17be\u1793\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u17a7\u1794\u1780\u179a\u178e\u17cd \u1793\u17b7\u1784\u1791\u17b7\u1793\u17d2\u1793\u1793\u17d0\u1799\u17d4<\/p>\n\n\n\n<p>Khoo \u1793\u17b7\u1799\u17b6\u1799\u200b\u1790\u17b6\u200b\u17d6 \u00ab\u200b\u1794\u1791\u200b\u1796\u17b7\u179f\u17c4\u1792\u200b\u179a\u1794\u179f\u17cb\u200b\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u200b\u1798\u17b7\u1793\u200b\u1798\u17c2\u1793\u200b\u1787\u17b6\u200b\u179a\u17bf\u1784\u200b\u179b\u17d2\u17a2\u200b\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u200b\u1780\u17b6\u179a\u200b\u1798\u17b6\u1793\u200b\u1791\u17c1 \u1794\u17c9\u17bb\u1793\u17d2\u178f\u17c2\u200b\u1787\u17b6\u200b\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u200b\u178a\u17be\u1798\u17d2\u1794\u17b8\u200b\u1798\u17b6\u1793\u200b\u00bb\u200b\u17d4<\/p>\n\n\n\n<p>&quot;\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1780\u17c6\u1796\u17bb\u1784\u1794\u1784\u17d2\u1780\u17be\u1793\u179b\u17d2\u1794\u17bf\u1793\u17d4 \u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u17d2\u179a\u1791\u17c1\u179f\u178a\u17bc\u1785\u1787\u17b6\u1794\u17d2\u179a\u1791\u17c1\u179f\u1785\u17b7\u1793 \u1796\u17bd\u1780\u1782\u17c1\u1794\u17b6\u1793\u1794\u17d2\u178f\u17bc\u179a\u179c\u1794\u17d2\u1794\u1792\u1798\u17cc\u1791\u17c5\u1787\u17b6\u179f\u1784\u17d2\u1782\u1798\u178a\u17c2\u179b\u179f\u17d2\u1791\u17be\u179a\u178f\u17c2\u1782\u17d2\u1798\u17b6\u1793\u179f\u17b6\u1785\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b 10 \u1786\u17d2\u1793\u17b6\u17c6\u17d4 \u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b\u1794\u17c9\u17bb\u1793\u17d2\u1798\u17b6\u1793\u1786\u17d2\u1793\u17b6\u17c6\u1781\u17b6\u1784\u1798\u17bb\u1781\u1793\u17c1\u17c7\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u17d2\u179a\u1791\u17c1\u179f\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6 \u1780\u17b6\u179a\u1796\u17b7\u1797\u17b6\u1780\u17d2\u179f\u17b6\u178a\u17c2\u179b\u1799\u17be\u1784\u1798\u17b6\u1793\u17a2\u17c6\u1796\u17b8\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u1793\u17b9\u1784\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1799\u17c9\u17b6\u1784\u1781\u17d2\u179b\u17b6\u17c6\u1784\u1795\u1784\u178a\u17c2\u179a\u17d4&quot;<\/p>\n\n\n\n<p>&quot;\u178a\u17c6\u1794\u17bc\u1793\u17d2\u1798\u17b6\u1793\u1785\u17bb\u1784\u1780\u17d2\u179a\u17c4\u1799\u1782\u17ba\u1790\u17b6 \u1792\u1793\u17b6\u1782\u17b6\u179a\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17d2\u1780\u17be\u178f\u1780\u17b6\u179a\u1799\u179b\u17cb\u178a\u17b9\u1784 \u1793\u17b7\u1784\u1787\u17c6\u1793\u17b6\u1789\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784\u1794\u1791\u1796\u17b7\u179f\u17c4\u1792\u1793\u17cd\u179a\u1794\u179f\u17cb\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793\u17d4 \u17a2\u179a\u1782\u17bb\u178e\u178e\u17b6\u179f\u17cb \u1794\u1785\u17d2\u1785\u17c1\u1780\u179c\u17b7\u1791\u17d2\u1799\u17b6\u1782\u17ba\u1787\u17b6\u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u179b\u1791\u17d2\u1792\u1797\u17b6\u1796\u17b1\u17d2\u1799 \u17a0\u17be\u1799\u179c\u17b6\u1782\u17ba\u17a2\u17c6\u1796\u17b8\u17a2\u17d2\u1793\u1780\u178e\u17b6\u178a\u17c2\u179b\u1799\u17be\u1784\u1793\u17b7\u1799\u17b6\u1799\u1787\u17b6\u1798\u17bd\u1799 \u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u178a\u17c3\u1782\u17bc\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f \u1793\u17b7\u1784\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u178a\u17c6\u1794\u17bc\u1793\u17d2\u1798\u17b6\u1793\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c \u178a\u17c2\u179b\u17a2\u17b6\u1785\u1787\u17bd\u1799\u1792\u1793\u17b6\u1782\u17b6\u179a\u178a\u17c4\u17c7\u179f\u17d2\u179a\u17b6\u1799\u179c\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1793\u17c1\u17c7\u17d4&quot;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><a href=\"https:\/\/www.orlig.com\/wp-content\/uploads\/2023\/11\/ORLIG_PressRelease.zip\">\u1785\u17bb\u1785\u1791\u17b8\u1793\u17c1\u17c7<\/a> 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